Medicare, Healthcare, Dental & Vision Insurance
We’re committed to finding the best plan for you. A local, independent agent you can trust.
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Medicare, Healthcare, Dental & Vision Insurance
We’re committed to finding the best plan for you. A local, independent agent you can trust.
Get a Free Quote
"*" indicates required fields
Medicare Education
If all you had was your Red White and Blue Medicare card, after paying for your deductibles for your Hospital Part A or your Medical Part B, you would be subject to an 80/20 split. Medicare would pay for 80% of your bill and You would be responsible for 20%. That may not sound like a whole lot, but understand, there is no cap on the original bill. That means, you would be responsible for 20% of a $150 doctor visit or 20% of a $20,000 hospital stay. To help cover the cost of that 20%, you can choose either a Supplement (Medigap) Plan or a Medicare Advantage Plan. Either plan is an effective way to help provide you with the health insurance you need. Our job is to help you decide which is the right fit for you, your health needs and your family’s peace of mind.
The Schilling Difference
Let’s get to know you first. What’s important to you? Who are your doctors? What are your health needs? What are the concerns of your family? These are the areas we spend the most time with you. After finding a plan that fits well, we stay close to you for the first few years that you are on the plan. We want to show you how to use every nook and cranny of all your benefits. We assist you with conversations regarding billing. We empower you to protect yourself from scammers and we teach teach basics. We are here to serve, to enrich and to care.
Schilling Insurance Group
The Schilling Insurance Group is an independently licensed insurance agency based in Schertz, Texas and works throughout the state as well as New Mexico and Florida. We work with Medicare Advantage plans, Medicare Supplements, also known as Medigap plans and Prescription Drug plans. Our other offerings include Dental, Hospital Indemnity, Life Insurance, Final Expense just to name a few of the products we provide. We are a husband and wife team who work as independent insurance agents allowing us to research and assist in the choosing of the right carrier and plan for you, your needs and the needs of those close to you. Because we work for you, and not specific insurance companies, we are able to contract with carriers such as United Healthcare, Cigna, Clover, Humana, Aetna, Devoted, Wellcare, Amerigroup and Allwell. This allows us to do the necessary research in finding you the plan that best fits your needs.
What to expect when we meet
The first and most important part of our first conversation is creating a list of your non-negotiable doctors. We need to know which doctors you must keep at all costs. This list assists in sorting which carriers or plans to keep on the table for discussion. Next, we move on to researching cost comparisons for any prescriptions you may be taking, on many occasions, this could be the determining factor in the decision-making process. If neither of these areas are of great importance at this stage of your life, then extra benefits like dental and vision may be attractive to you. Even more important, could be a healthy food allowance or even a benefit for your pet! We will share all that is available to us that you are eligible for. Our meetings take place in clinics of interest, your home or your favorite coffee house or eatery. We are happy to drive to you anywhere in Texas and are also available to enroll you in your Medicare plan or ACA over the phone. We are here to serve You!
Insurance Products
Medicare Advantage Plans
Medicare Advantage is a type of health insurance plan in the United States that provides Medicare benefits through a private-sector health insurer. These plans are referred to as Part C.
Medigap Medicare Supplement
This insurance that helps fill “gaps” in original Medicare and is sold by private companies. Original Medicare pays for much, but not all, of the cost for covered health care services and supplies.
Hospital Indemnity Plans
Hospital indemnity insurance is coverage you can add to your existing health insurance plan.
Final Expense Insurance
Also referred to as burial insurance, this covers end-of-life expenses including funeral arrangements and any remaining medical or legal expenses that will need to be settled by your beneficiary.
Dental & Vision Insurance
Dental & Vision Insurance – Description Coming Soon.
Affordable Care Act
Affordable Care Act – Description Coming Soon.